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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134201 reviews)

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4.73

Based on 134,201 reviews, last reviewed 11th Jun 2026

3836800% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy access no hassle great range of merchants. Easy access no hassle great range of merchants. Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134201)

Great App & Easy to manage

Always find it easy to pay using PayPal and very easy to manage my account. Reviewed on: 20th May 2024

It’s an easy to use service with clear support and v...

It’s an easy to use service with clear support and variety of ways to pay. Reviewed on: 20th May 2024

Excellent service

Good customer service and very easy to pay with Reviewed on: 20th May 2024

It is so easy and safe I use it now...

It is so easy and safe I use it now for everything Reviewed on: 20th May 2024

Easy safe place to borrow money and pay...

Easy safe place to borrow money and pay back Reviewed on: 20th May 2024

Paypal app useful.

I have found the Paypal app useful and very inturitive. Also it is reassuring to have spending confirmed and verified by mobile. Having access too choosing where funds are taken from is great. Good friendly service with questions answered when needed. Reviewed on: 20th May 2024

Excellent service and product, excellent quality

Excellent service and product, excellent quality Reviewed on: 20th May 2024

Very handy when you need something

Very handy when you need something Reviewed on: 20th May 2024

Empowerment to manage my Finances effectively

PayPal credit offers me choice, as Im empowered to use the credit option to make purchases I'd otherwise not afford. By fully utilising the 3 month interest free option I can effectively budget, facilitating my requirements. Reviewed on: 20th May 2024

Amazing experience great idea, keep it up

Amazing experience great idea, keep it up Reviewed on: 20th May 2024

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