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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134190 reviews)

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4.73

Based on 134,190 reviews, last reviewed 11th Jun 2026

3836250% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Credit Company EVER! Efficient website. Excellent customer service. Love the credit availbility Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134190)

Secure and safe

I have been a customer with PayPal for a lengthy period of time and have always felt safe and trusted the reliability of the service that was provided Reviewed on: 20th May 2024

PayPal Credit

It have been good experience, it have been good experience Reviewed on: 20th May 2024

Great options just when you need them.

Great options just when you need them. Reviewed on: 20th May 2024

pick me cuz im broke as, i have no moneys and need t...

pick me cuz im broke as, i have no moneys and need the 1000 for some gaming stuff for my kids Reviewed on: 20th May 2024

Paypal credit gave a young parent a chance

Paypal credit allowed me the chance to purchase bigger items and give me 4 months interest free, and then after that a very low interest rate. It has given me the opportunity to spread the cost of items over a period of time with very reasonable monthly payments, it has helped me a lot to provide for my young family with one income, especially around Christmas and Birthdays. Reviewed on: 20th May 2024

All in one credit account

Provides flexibility with good credit line. Easily integrates with wallets for daily use. Great help with no cost EMI with major channel partners Reviewed on: 20th May 2024

Easy to use

I find PayPal super easy to use, it's my go to way for payment. Reviewed on: 20th May 2024

Excellent service

Can’t fault anything, excellent service with no worries. Reviewed on: 20th May 2024

suggestion for disability help

is simple enough to find what your normally looking for which is good but it could do with the difficulty I have is in the reading due to dyslexia could do with a option to have it speak to you would help with partially cited people as well as those who can't read Reviewed on: 20th May 2024

PayPal Credit offers good payment options

I think PayPal Credit offers good options to pay later (in 3 or 0% free for 4 months) and they keep their promises. The PayPal Credit dashboard could do with better visibility of due/ overdue payments to help knowing how to avoid fees Reviewed on: 20th May 2024

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