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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,177 reviews, last reviewed 11th Jun 2026
3835700% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made easy with splitting payments Made easy with splitting payments Reviewed on: 11th June 2026
Amy b's avatar
Amy b

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134177)

I really like the service, they are very serious and...

4
I really like the service, they are very serious and the credits are immediate. Reviewed on: 20th May 2024
Ruby Patricia munoz's avatar
Ruby Patricia munoz

Very useful and transparent service.

5
Very useful and transparent service. Reasonable interest rates. Monitoring features are very useful as well. Reviewed on: 20th May 2024
Harsh Zaveri 's avatar
Harsh Zaveri

Using PayPal is very easy to use and very fast.

5
Using PayPal is very easy to use and very fast. I recommend it for everyone Reviewed on: 20th May 2024
Elizabeth 's avatar
Elizabeth

Love it.

5
Love it. Really user friendly and flexible, especially for foreign currency transactions. Reviewed on: 19th May 2024
George M's avatar
George M

It’s great to manage your payments

5
It’s great to manage your payments Reviewed on: 19th May 2024
Jarlath 's avatar
Jarlath

I always pay with PayPal it safe

5
I always pay with PayPal it safe Reviewed on: 19th May 2024
Asma 's avatar
Asma

Paypal is giving me opportunity for purchasing thing...

5
Paypal is giving me opportunity for purchasing things i need now and i can spread payments for 3 months which makes it easier and more affordable for some time. Reviewed on: 19th May 2024
Karolina G's avatar
Karolina G

It’s been amazing, no complaints

5
It’s been amazing, no complaints Reviewed on: 19th May 2024
Joe F's avatar
Joe F

Easiest payment system for all kinds of products.

5
Easiest payment system for all kinds of products. Reviewed on: 19th May 2024
Chan's avatar
Chan

It was really good and prompt.

5
It was really good and prompt. The money came in very quickly and I got approved very quickly for the credit Reviewed on: 19th May 2024
Anna m's avatar
Anna m

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