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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,165 reviews, last reviewed 10th Jun 2026
3790100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Being able to split costs over three or four months... Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026
Mum on a budget's avatar
Mum on a budget

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133165)

Easy to use, quick, efficient everything you would h...

5
Easy to use, quick, efficient everything you would hope for.. Reviewed on: 17th May 2024
Phil's avatar
Phil

Never had any issues with PayPal credit so far.

4
Never had any issues with PayPal credit so far. Reviewed on: 17th May 2024
Andrew J's avatar
Andrew J

Paypal credit really organisedand good value

5
Paypal credit really organisedand good value Reviewed on: 17th May 2024
phillip c's avatar
phillip c

Quick and easy

5
Practical, very easy and straightforward to sign up and use for everyday spending and larger purchases Reviewed on: 17th May 2024
Christian w's avatar
Christian w

Great! Always a good experience using paypal

5
Always a good experience using paypal Reviewed on: 17th May 2024
Jan's avatar
Jan

Easy payment plans spread over 3 months via direct d...

5
Easy payment plans spread over 3 months via direct debit. Excellent Reviewed on: 17th May 2024
Gerard M's avatar
Gerard M

You can only pay off by bank account, not credit card

4
4 months free credit is good, but you have to settle the bill by bank account and cannot pay by credit card so I can get credit card bonuses. I would of continued to use if I could of paid the bill by credit card. Reviewed on: 17th May 2024
Clovis's avatar
Clovis

Great way to spend money.

5
Great way to spend money. Expecially the Paypal credit Reviewed on: 17th May 2024
Neringa M's avatar
Neringa M

Payment heaven

5
Excellent customer service and easy to use Reviewed on: 17th May 2024
andrew pearce's avatar
andrew pearce

I use PayPal for 18 years and its a great service !

5
I use PayPal probably for 18 years and its become more and more better service. I use it mainly to purchase on eBay or other websites like booking.com or to buy airplane tickets. The ability to pay later or split payment for 3 payments is great ! Reviewed on: 17th May 2024
Andrei K's avatar
Andrei K

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