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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133020 reviews)

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4.74

Based on 133,020 reviews, last reviewed 10th Jun 2026

3783300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for everyday transactions. Great for everyday transactions. Safe and reliable. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133020)

I like PayPal, good credit options available and cle...

I like PayPal, good credit options available and clear payback options. Makes it easy to use and not stressful to work out how much to pay back. Reviewed on: 17th May 2024

It has been good for me PayPal use it for many thing...

It has been good for me PayPal use it for many things and it works great for me Reviewed on: 17th May 2024

Simple and easy credit service.

Simple and easy credit service. Due to PayPal being an accessible payment method with many online retailers, it makes purchases very easy. Reviewed on: 17th May 2024

PayPal credit and pay in 3 is so easy to use

I have used PayPal credit and PayPal pay in 3. Both were very easy to set up and use. Would recommend PayPal to everyone Reviewed on: 17th May 2024

Easy, trustworthy, transparent, manageable

Easy, trustworthy, transparent, manageable Reviewed on: 17th May 2024

PayPal has been a excellent site ,always there

PayPal has been a excellent site ,always there if I have any problems and I feel 100% safer Paying with PayPal Reviewed on: 17th May 2024

No interest if payed on time.

Excellent way to share the cost of purchases and pay low to no interest. Reviewed on: 17th May 2024

Using since the 90s and always been on point never a...

Using since the 90s and always been on point never a let down on disputes always excellent customer service and by now pay later is a great way to spread the cost interest free.I have also received and sent money nationwide with just an email address or phone number not only that over Christmas and new years PayPal have given aways of free cash credit I've won several times over the years just for using there service. Never had a single problem directly with PayPal for 20years with fees or fines. Reviewed on: 17th May 2024

It is convenient when I need to pay for goods.

It is convenient when I need to pay for goods. Never had serious issues. Reviewed on: 17th May 2024

Nice simple smooth transactions easy to use easy to...

Nice simple smooth transactions easy to use easy to track your payments good flexibility and lots of payment options Reviewed on: 17th May 2024

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