Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149756 reviews)

View other PayPal products

4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149756)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Just always a very smooth experience.

Just always a very smooth experience. So convienient. Reviewed on: 12th June 2026

I used it various occasions and it was fast and reli...

I used it various occasions and it was fast and reliable Reviewed on: 12th June 2026

It’s easy safe and handy happy and satisfied

It’s easy safe and handy happy and satisfied Reviewed on: 12th June 2026

i’ve had paypal for years and it’s been the safest w...

i’ve had paypal for years and it’s been the safest way to buy and borrow Reviewed on: 12th June 2026

Amazing customer service easy to use and affordable...

Amazing customer service easy to use and affordable schemes Reviewed on: 12th June 2026

Reliable and Secure

I've been really happy with my experience using PayPal Credit. It's simple to use, secure, and makes managing purchases easy. I like knowing that my payments are handled safely, and I've always felt confident using the service. I've also had great experiences with customer service. They've been helpful, responsive, and easy to deal with whenever I've had a question. The payment flexibility is a big plus as well, especially for larger purchases. Overall, PayPal Credit has been reliable, convenient, and hassle-free, and I'd definitely recommend it to anyone looking for a secure and easy way to manage their spending. Reviewed on: 12th June 2026

late payment

My husband had a heart attack and I thought I had paid a payment, but didn't and they took it over the phone, after I explained. Reviewed on: 12th June 2026

Really good, everything was great

Really good, everything was great Reviewed on: 12th June 2026

Easy too use , simple layout, very quick online logi...

Easy too use , simple layout, very quick online login , secure Reviewed on: 12th June 2026

PayPal have always come through for me

PayPal have always come through for me Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80478 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub