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PayPal: PayPal Credit reviews

4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139237)

Great platform overall

5
I’ve been using PayPal platform for some time now and it’s been good overall, customer service can be improved as sometimes resolving disputes can be challenging Reviewed on: 27th May 2024

Really enjoying using paypal credit, got enough days...

5
Really enjoying using paypal credit, got enough days to payback and got good credit limit Reviewed on: 27th May 2024

Can use without worrying very affordable customer ve...

5
Can use without worrying very affordable customer very helpful and always fine a solution Reviewed on: 27th May 2024

Excellent Customer Service

5
Speaking to customer service, the assistant was excellent. Even when I didn’t understand they patiently explained it to me. Reviewed on: 27th May 2024

Very easy to use clear on all transactions, app ve...

5
Very easy to use clear on all transactions, app very good Reviewed on: 27th May 2024

Paypal is a great one stop shop for all your financi...

5
Paypal is a great one stop shop for all your financial needs. PayPal credit is brilliant and you can see how much you owe and pay off the minimum or as much as you like. Reviewed on: 27th May 2024

Enjoying using PayPal credit because of the 4 months...

5
Enjoying using PayPal credit because of the 4 months interest free option… and also Love PayPal credit option of pay in 3 instalments Reviewed on: 27th May 2024

Quick and easy to use, feel secure when using.

5
Quick and easy to use, feel secure when using. Reviewed on: 27th May 2024

Paypal credit is the best

5
Many years with Paypal The best is pay later 4 month option Reviewed on: 27th May 2024

Seamless and supportive

5
It’s so easy, meets my needs, and universal for most places Reviewed on: 27th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review