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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132668)

I’ve never had a issue with them and the great thing...

5
I’ve never had a issue with them and the great things u can pick up for less then the shops Reviewed on: 13th May 2024
Craig's avatar
Craig

If I do have a problem pay pal are quick and efficie...

5
If I do have a problem pay pal are quick and efficient to solve it Reviewed on: 13th May 2024
Elizabeth H's avatar
Elizabeth H

Paypal is 5 star

5
Paypal is 5 star purchases over £99 and pay in 4 months time without interest. And very easy and secured. Also those very friendly and helpful customer service Reviewed on: 13th May 2024
Jei's avatar
Jei

Excellent service

5
Excellent service and very easy to use and getting things sorted is all way fast and easy to do Reviewed on: 13th May 2024
Raymond G's avatar
Raymond G

convenient for any online purchases.

5
Paypal makes a easy way for online purchases and credid system it is just perfect for instalments with no fees, love it! Reviewed on: 13th May 2024
Nicolae Ciumac's avatar
Nicolae Ciumac

Easy and convenient, with a lovely team to support

5
Easy and convenient, with a lovely team to support Reviewed on: 13th May 2024
Benjamin's avatar
Benjamin

Easy process, quick fast and effective.

5
Easy process, quick fast and effective. Service has been great. Reviewed on: 13th May 2024
Sam l's avatar
Sam l

Good experience and easy to use.

5
Good experience and easy to use. Reviewed on: 13th May 2024
Donna T's avatar
Donna T

Paypal credit - my good friend!

5
Paypal credit has come to my rescue on numerous occasions now and the interest free promotions are a great perk. Don't know how I would have managed without it. Would recommend it. Interest is average for this service if not paying in full. Reviewed on: 13th May 2024
Cat C's avatar
Cat C

Im glad to have PayPal credit although you can’t use...

5
Im glad to have PayPal credit although you can’t use it to make transactions via face to face it’s very useful as it helped me overcome some of my debt problems I’m really glad I got the opportunity to gain £800 in credit it really helped me out the customer service was really supportive in helping me figure out how to pay of the credit from direct debit also it’s really beneficial as they gave me 4 months interest free on my credit which helped me to be stress free and give me time to pay of my credit. Besides all the negative reviews on pay pal credit this credit is definitely the best as the company supported me as much as they can and still till this day I hope to pay of my credit without any problems. Also PayPal credit is not like other credit cards they are accepted by mostly every online store/app which really helps due to the fact that they allow you to also pay in installments to help you out if your not able to afford the full price which makes the companies credit the best in my opinion so thank you PayPal credit for supporting me and I wish to continue to keep being on of your customers :) Reviewed on: 13th May 2024
Emilio's avatar
Emilio

Review PayPal: PayPal Credit now

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