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PayPal: PayPal Credit reviews

4.74
Based on 132,865 reviews, last reviewed 10th Jun 2026
3776200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks for option of buying now pay later on your se... Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026
LAB's avatar
LAB

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132865)

Is very efficient.

5
Is very efficient. Effective, easy to use and excellent . Reviewed on: 13th May 2024

Excellent would highly recommend

5
Excellent would highly recommend Reviewed on: 13th May 2024

Just great , amazing staff

5
Just great amazing staff works for me Reviewed on: 13th May 2024

Shopping made simple

5
Easy and convenient, ebay makes all your purchases a breeze Reviewed on: 13th May 2024

Love PayPal credit.

5
Love PayPal credit. It helps me spread the cost of buying the things I need with 4 months interest free! Reviewed on: 13th May 2024

Can be a little confusing with lots of pay by 3s and...

5
Can be a little confusing with lots of pay by 3s and paypal credit but easy to use Reviewed on: 13th May 2024

Great experience

5
Great experience, easy to use and consumer friendly Reviewed on: 13th May 2024

The credit facility works great for me.

5
The credit facility works great for me. Reviewed on: 13th May 2024

Easy to use and a convenient way top pay for stuff t...

5
Easy to use and a convenient way top pay for stuff to spread cost or payoff when you want. Reviewed on: 13th May 2024

Very good for credit options, always have 0% over fo...

5
Very good for credit options, always have 0% over four months offer or the pay in 3 over £30 Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review