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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132726 reviews)

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4.74

Based on 132,726 reviews, last reviewed 10th Jun 2026

3770150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to select and use, always available Easy to select and use, always available Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132726)

Easy to use

Easy to apply and reminders keep you on top of your spendings Reviewed on: 13th May 2024

Love the pay in Three.

Love the pay in Three. Makes payment so much more easier Reviewed on: 13th May 2024

Has always helped when i was struggling to pay for t...

Has always helped when i was struggling to pay for things online Reviewed on: 13th May 2024

Very good service and very easy to use.

Very good service and very easy to use. Reviewed on: 13th May 2024

It is nice experience.

It is nice experience. I like the the pay pal credit Reviewed on: 13th May 2024

Excellent

Excellent work, i like the pay in 4 months interest free scheme Reviewed on: 13th May 2024

Best payment facility the market has to offer!

I’ve been with PayPal for a number of years, their credit terms are really reasonable, I love the 4 month 0 interest option but also the pay in 3, plus the fact they are customer focused and seem to just get better when they change things as if they are either really aware of customer concerns or extremely capable of only making changes that better their brand from an user perspective. Reviewed on: 13th May 2024

Easy to use quick efficient never had any problems

Easy to use quick efficient never had any problems Reviewed on: 13th May 2024

Always happy always easy.

Always happy always easy. Thank you Reviewed on: 13th May 2024

It’s absolutely amazing and helpfull

It’s absolutely amazing and helpfull Reviewed on: 13th May 2024

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