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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Supportive and helpful all the time

5
They have always been welcoming and supportive when I’ve needed them. I went through some tough times and they were able to help sort me out. I wish they were accepted in more places, but I will take what I can get. Reviewed on: 14th July 2026

Exceptionally easy process.

5
Exceptionally easy process. Communication between franchises are seamless. Refunds are there almost instantly and the whole process is set up for the customer to succeed. Reviewed on: 14th July 2026

Very good company since are joining

5
Very good company since are joining Reviewed on: 14th July 2026

Love the points wish they were easier to retrieve

5
Love the points wish they were easier to retrieve Reviewed on: 14th July 2026

I had a wonderful experience with PayPal, particular...

5
I had a wonderful experience with PayPal, particularly noting their quick response times and user-friendly interface, which made managing my transactions seamless. Reviewed on: 14th July 2026

Easy, no fuss credit set up

5
I haven't reached out to customer service to be anything but neutral at the moment. My application for credit was super easy and seem less, I would highly recommend. Way easier than Klarna. Reviewed on: 14th July 2026

PayPal review

5
Excellent experience thus far. No complaints whatsoever. Customer service has been outstanding and I never had to wait too long when I call them and they always answer all of my questions and concerns. Reviewed on: 14th July 2026

So easy and secure.

5
So easy and secure. However customer help is not as straight forward as it could be and it is difficult to speak to someone, guess that’s what it’s like now with A.I. Reviewed on: 14th July 2026

I feel safe using PayPal for all my transactions

5
I feel safe using PayPal for all my transactions Reviewed on: 14th July 2026

PayPal support is readily available and there option...

5
PayPal support is readily available and there options for payment or cash or debit cards are great Reviewed on: 14th July 2026

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