Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149100)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is great and safe to use, I feel secure using...

5
PayPal is great and safe to use, I feel secure using PayPal credit. Very easy to pay off too. I like the fact that I can pay money off at anytime. It’s great having it all detailed on the app for you to view at anytime. The credit rates are very reasonable, I would highly recommend PayPal credit to anyone. X Reviewed on: 12th June 2026

Excellent service

5
PayPal credit gives you a few months to pay for something without any interest Reviewed on: 12th June 2026

PayPal .

5
PayPal, the simple fair way to pay. Reviewed on: 12th June 2026

PayPal is great and easy to use and allows flexibly.

5
I have never had any issues with PayPal. It is easy to use and credit options make it easy to Paul overtime with no additional cost on pay in three. Reviewed on: 12th June 2026

Easy to use app

5
App is really Easy to use and the pay by 3 option interest free is a life saver for those emergency’s Reviewed on: 12th June 2026

Contact with paypal

5
When I have had to get in touch with paypal they were very efficient and dealt with all problems very well. I am impressed. Reviewed on: 12th June 2026

Really good experience, even when you ring them, the...

5
Really good experience, even when you ring them, they sort the problem out straight away for you Reviewed on: 12th June 2026

Paypal is reliable and has excellent customer service.

5
Paypal is reliable and has excellent customer service. Reviewed on: 12th June 2026

Smooth and easy transactions.

5
Smooth and easy transactions. It’s fast and reliable. Reviewed on: 12th June 2026

Fast n secure

5
Fast n secure highly recommanded Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79897 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products