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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,969 reviews, last reviewed 10th Jun 2026
3780850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the 3 easy payment facility, which ease of a... I like the 3 easy payment facility, which ease of a payment instead paying in full, helps to get more time and without paying any interest. Make sure ... Read more Reviewed on: 10th June 2026
Ibrar H's avatar
Ibrar H

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132969)

Need to improve payment processing

5
All is fine but they need to improve payment method like others credit when we make payment at the same time payment reflect in credit account they received the payment Reviewed on: 13th May 2024
Usman Shafiq's avatar
Usman Shafiq

Satisfaction

5
Very satisfied with the service. I'm always prompted when payment is due although there's minimum payment in place. It really helps me budget Reviewed on: 13th May 2024
Kes Bee's avatar
Kes Bee

Fast, simple and easy to use.

5
Fast, simple and easy to use. Makes managing your money effortless. Reviewed on: 13th May 2024
sidney 's avatar
sidney

I like to use PayPal credit as it gives me peace of...

5
I like to use PayPal credit as it gives me peace of mind when purchasing products, knowing that I am covered if anything goes wrong. I also like to use PayPal as it keeps my own personal details safe from any would be scams or scammers. Reviewed on: 13th May 2024
Gail P's avatar
Gail P

First class

5
Ease of use makes it my number 1 choice of payments Reviewed on: 13th May 2024
Glen C's avatar
Glen C

Good payment options!!

5
Have used PayPal for many years, some good features and options for purchasing Reviewed on: 13th May 2024
Tomliw's avatar
Tomliw

Excellent

5
0% interest over £99 for 4 months on most websites. Amazing Reviewed on: 13th May 2024
Yk Nver 's avatar
Yk Nver

Good service, helpful customer service.

5
Good service, helpful customer service. Reviewed on: 13th May 2024
Fatima A's avatar
Fatima A

Credit should be longer

3
I think the credit should be longer than 4 months as I use very and there credit is 12 months interest free when I want to buy a more expensive item Reviewed on: 13th May 2024
Lee L's avatar
Lee L

Service is intuitive

5
I have never had need to contact customer services, hence neutral score. However the service has been so intuitive that there has been no requirement for intervention. Reviewed on: 13th May 2024
GHarrison 's avatar
GHarrison

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