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PayPal: PayPal Credit reviews

4.74
Based on 133,438 reviews, last reviewed 10th Jun 2026
3802250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026
Richard Redford's avatar
Richard Redford

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133439)

This service is extremely useful.

5
This service is extremely useful. It's quick and easy to use and very convenient. PayPal Credit has never let me down and is now my first choice for interest free credit. Reviewed on: 14th May 2024

Holiday paid.

5
I used paypal to pay for a holiday and paid back £100 monthly. Had no problems in fact Paypal said I only had to pay £37 month and I was able to pay back extra when I could without any problems so paid it back early. Would recommend Paypal to my friends and family. Reviewed on: 14th May 2024

Great service by Paypal.

5
Great service by Paypal. I love every bit of the Paypal Credit as it makes my shopping quite easy. Reviewed on: 14th May 2024

Safe PayPal payment Great customer service

5
Safe PayPal payment Great customer service Reviewed on: 14th May 2024

Love Paypal.

5
Love Paypal. Really easy to use. Reviewed on: 14th May 2024

Sorted issues I have had with online payments when s...

4
Sorted issues I have had with online payments when sellers have let you down Reviewed on: 14th May 2024

Love PayPal credit.

5
Absolutely love PayPal credit it pulled me out of a sticky situation when my engine blew up I mange to get a replacement engine and pay monthly thanks pay pal, kind regards Ashley Hill. Reviewed on: 14th May 2024

Excellent services offered by PayPal.

5
Excellent services offered by PayPal. PayPal credit is indeed leading on providing 0% interest deals with main retailes. Reviewed on: 14th May 2024

Its been amazing and trusting to use

5
Its been amazing and trusting to use Reviewed on: 14th May 2024

10 years with PayPal

5
I'm over 10 years with PayPal and I have never had any problems. Always excellent service, awesome deals and flexibility. It's the most flexible credit on the market, I definitely recommend! Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review