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PayPal: PayPal Credit reviews

4.74
Based on 133,553 reviews, last reviewed 10th Jun 2026
3807550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026
David C's avatar
David C

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133553)

I think the buy now pay in 4 is excellent and I will...

5
I think the buy now pay in 4 is excellent and I will continue to use it Reviewed on: 14th May 2024

Good experience so far paypal is accepted by most we...

5
Good experience so far paypal is accepted by most websites Reviewed on: 14th May 2024

App is always easy to use

5
Always easy to use - can check bills & transactions really easily on the app which makes life a lot easier Reviewed on: 14th May 2024

Excellent service when buying online

5
Excellent service when buying online Reviewed on: 14th May 2024

I am very happy with PayPal.

5
I am very happy with PayPal.It helps me frequent purchases and gives me "breath" in difficult times Reviewed on: 14th May 2024

Good for borrowing money without interest straight a...

4
Good for borrowing money without interest straight away Reviewed on: 14th May 2024

Good to buy now and to pay monthly with 0...

5
Good to buy now and to pay monthly with 0 APR Reviewed on: 14th May 2024

Great interest-free offers - It was Amazing experience

4
Great interest-free offers - It was Amazing experience Reviewed on: 14th May 2024

It has been a worthwhile experience as PayPal is so...

5
It has been a worthwhile experience as PayPal is so easy to use and where it has not been easy there is ample help available to ensure the process goes as smoothly as possible . Would definitely recommend PayPal to everyone I know. Reviewed on: 14th May 2024

Easy to use and service is great

5
Easy to use and service is great Reviewed on: 14th May 2024

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