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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133652)

excellent service and experience

excellent service and experience Reviewed on: 14th May 2024

Straight forward excellence when it comes to credit!

I have always found PayPal services very easy to use and offer a variety of ways to pay depending on your budgets. All in one app, it is easy to view, pay and keep up to date on your balances. Reviewed on: 14th May 2024

Easy and flexible

I always use paypal for lot of my purchases and enjoy the flexibility with payment plans and time to make repayments Reviewed on: 14th May 2024

It's super simple never had a problem with it

It's super simple never had a problem with it Reviewed on: 14th May 2024

Excellent support

PayPal has been very helpful supporting me if I get in difficulty paying my monthly payment. Reviewed on: 14th May 2024

Excellent customer service

Whenever I have had a problem with a seller. PayPal have sorted it out without any fuss Reviewed on: 14th May 2024

Easy to use and no interest fee in 4 months!

What I love about Paypal Credit is I can able to pay it in 4 months without interest fee which is very helpful to me and you can set up a Direct debit so you won't miss any payment dues. I have been using Paypal credit in almost 2 years and I will keep using it until they say No to me Reviewed on: 14th May 2024

A brilliant service

Been using paypal credit for literally years. Reviewed on: 14th May 2024

Excellent option for gadgets buy

Excellent option for gadgets buy Reviewed on: 14th May 2024

If I ever have a problem with a payment I find custo...

If I ever have a problem with a payment I find customer service is super easy and helpful Reviewed on: 14th May 2024

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