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PayPal: PayPal Credit reviews

4.74
Based on 133,732 reviews, last reviewed 10th Jun 2026
3815600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026
GroundState G's avatar
GroundState G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133732)

Overall very good.

4
Overall very good. I been duing PayPal over 10 years I guess I only had issue once with one of the payment other then that I never had problems plus it’s life saving, specially the new 3 months plans. Reviewed on: 14th May 2024

always there to help solve issues quickly

5
always there to help customer services always solved my issues quickly and efficiently Reviewed on: 14th May 2024

Hassle free.

5
So easy and straightforward, hassle free. Reviewed on: 14th May 2024

Very good !! Strongly recommend .

5
I have had a very good experience.I have found PayPal credit very simple to use and efficient customer service. Reviewed on: 14th May 2024

Excellent customer service.

5
Excellent customer service. Easy to use Reviewed on: 14th May 2024

Recommend

5
Don’t like the 8% international fee Reviewed on: 14th May 2024

Paypal is trustful company.

5
Paypal is trustful company. Fast responses and protecting the customer. Customer service understands the problem easily and helpful. Thank you Reviewed on: 14th May 2024

Easy transactions, quick payouts and good at dealing...

5
Easy transactions, quick payouts and good at dealing with disputes Reviewed on: 14th May 2024

Quick and safe way to pay.

5
Quick and safe way to pay. Notifications received with transactions which allow you to track your money. Fast refunds. Reviewed on: 14th May 2024

Good merchants with valuable interest rates

5
Good merchants with valuable interest rates Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review