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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,853 reviews, last reviewed 10th Jun 2026
3821050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My to go service when sending money My to go service when sending money Reviewed on: 10th June 2026
Damian L's avatar
Damian L

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133853)

Amazing service, very quick and easy to shopping.

5
Amazing service, very quick and easy to shopping. Highly recommended!!! Reviewed on: 15th May 2024
Violeta D's avatar
Violeta D

Paypal for the win

5
Always use PayPal for protection ease and different options wether I use PayPal in 3 for budgetting paying family and friends or/and using my PayPal credit on a good credit Reviewed on: 15th May 2024
CM's avatar
CM

Excellent work.

5
Excellent work. Just perfect for that can manage their finances well Reviewed on: 15th May 2024
Chidimma C's avatar
Chidimma C

Simply the best.

5
So easy, quick and fast. I also always feel safe when using paypal when paying for online purchases. Reviewed on: 15th May 2024
Stephen Grant's avatar
Stephen Grant

Easy to apply for and manage.

5
Easy to apply for and manage. Provides flexibility with payments and great benefit is that it’s available across almost all retailers/vendors. Reviewed on: 15th May 2024
Pooja N's avatar
Pooja N

Use it to upgrade my hifi

5
Use it to upgrade my hifi I can buy an item when I see it and sell my old one and just pay the difference after it sells very easy Reviewed on: 15th May 2024
Andrew E's avatar
Andrew E

It’s great, I never had issues and it’s working well...

5
It’s great, I never had issues and it’s working well so far Reviewed on: 15th May 2024
Costas A's avatar
Costas A

Use PayPal credit quite often never had any issues.

5
Use PayPal credit quite often never had any issues. Few times had to open a claim and PayPal have always resolved the issues swiftly Reviewed on: 15th May 2024
Naz's avatar
Naz

I have found that Paypal credit has given me a helpi...

5
I have found that Paypal credit has given me a helping hand when nothing else has. It has a large limit but constantly notifies me what I owe so that I am not charged interest. Its fabulous when shopping online around christmas/tighter months of the year! Reviewed on: 15th May 2024
Emma 's avatar
Emma

Excellent.

5
Excellent. I originally applied as I had had a bad experience elsewhere but PayPal make it so easy to apply and so easy to pay what you need to. No fuss no messing about it’s just so easy to do using the app. Reviewed on: 15th May 2024
Eliot r's avatar
Eliot r

Review PayPal: PayPal Credit now

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