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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,964 reviews, last reviewed 10th Jun 2026
3826200% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and a good period of interest free cr... Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026
gordon's avatar
gordon

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133964)

I can count on PayPal

5
PayPal credit is amazing and I am glad I am able to use it when needed Reviewed on: 15th May 2024
Ife's avatar
Ife

very flexible financial service!

5
Flexible payments of 0% over 3 months is very helpful with purchases. Paypal also raises your limit when requested should your credit score be good enough. If there ever are any problems with purchase, Paypal customer service is excellent at handling returns and refunds. Always use Paypal as a seller as well, the fees are much more reasonable than lets say ebay, it provides protection for both buyer and seller. Reviewed on: 15th May 2024
Min's avatar
Min

Top notch

5
Great service from I joined and continues to get better Reviewed on: 15th May 2024
Michael's avatar
Michael

smooth & easy

5
It's very smooth to use. Really well content. Most of the webshops I can use it which is convenient. Reviewed on: 15th May 2024
Timea V's avatar
Timea V

Easy to use

5
Easy to use. Always interesting fee option. And fast service all around Reviewed on: 15th May 2024
Tahir's avatar
Tahir

0% interest for 3 years!

5
Offering 0% interest for 3 years is a bonus in this day and age. So I happy took the offer when it was offered to me. Reviewed on: 15th May 2024
Nicholas Ross's avatar
Nicholas Ross

PayPal credit helped me a lot!

5
PayPal credit helped me a lot :) It’s quite painful for pocket to pay current rent and book Airbnb in advance at the same time (as I book for a month or two usually). But with PayPal credit my pocket feels very comfortable:)) Reviewed on: 15th May 2024
Ugne S's avatar
Ugne S

Easy to use and safe

5
Easy to use and safe. Keeps me up to date on everything Reviewed on: 15th May 2024
Karen S's avatar
Karen S

Makes me feel confident with my purchases

5
Makes me feel confident with my purchases and offers a wide variety of ways to pay. Ideal for a person to buy expensive items over a longer period of yime Reviewed on: 15th May 2024
Andy M's avatar
Andy M

I had a seller who send I damaged products and refus...

5
I had a seller who send I damaged products and refused a return and of course refused to refund but PayPal was able to get my refund for me. Just great. Reviewed on: 15th May 2024
Joan N's avatar
Joan N

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