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PayPal: PayPal Credit reviews

4.74
Based on 133,732 reviews, last reviewed 10th Jun 2026
3815600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026
GroundState G's avatar
GroundState G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133732)

Smooth transactions

5
So far is great 10 complaints every is super easy and smooth Reviewed on: 14th May 2024

PayPal credit is a great product

5
PayPal is a great app and pay pal credit is a great product in comparison to the interest rates of national bank credit cards Reviewed on: 14th May 2024

Good service, large range of stores to purchase from.

5
Good service, large range of stores to purchase from. Easy to use the website and app Reviewed on: 14th May 2024

Best 1st service ever

5
Best service ever compared to the competitors Reviewed on: 14th May 2024

PayPal is a satisfactory method of payment

5
PayPal is easy to use with different options to pay outstanding balance. The website is straightforward to navigate, and the customer service has always been satisfactory. Reviewed on: 14th May 2024

I have been using PayPal Credit for years and it is...

5
I have been using PayPal Credit for years and it is incredibly easy to use, it is accepted basically everywhere and the fact I can easily split a payment and pay no interest is amazing. Reviewed on: 14th May 2024

Good customer service

4
Good customer service, never had any problem. Reviewed on: 14th May 2024

Spot on protection

5
Consumers protection is spot on! Reviewed on: 14th May 2024

very convenient credit on a budget

5
I find the payment and credit option very convenient, the 4 months interest free are a great feature and a excellent way of budgeting Reviewed on: 14th May 2024

I like PayPal because it is very flexible

5
I like PayPal because it is very flexible Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review