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PayPal: PayPal Credit reviews

4.74
Based on 133,652 reviews, last reviewed 10th Jun 2026
3812000% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026
Greg Borthwick's avatar
Greg Borthwick

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133652)

Streamlined.

5
Use PayPal for lots. Easy. Streamlined.. Reviewed on: 14th May 2024

PayPal Credit is a convenient financial tool

5
PayPal Credit is a convenient financial tool, offering flexible payment options. Reviewed on: 14th May 2024

User friendly, Best Value, Highly Recommend

5
User friendly, Best Value, Highly Recommend Reviewed on: 14th May 2024

It foes what it says on the tin

4
So far it’s positive they are attentive to my queries Reviewed on: 14th May 2024

Clear terms

5
I got the credit used it ,it was easy to pay back ,very clear instructions Reviewed on: 14th May 2024

Always been brilliant.

5
Always been brilliant. Would be lost without PayPal Credit! Reviewed on: 14th May 2024

Great for big purchases

5
I used PayPal credit to pay for a big purchase. I enjoyed the 3 months free interest and the ability to pay as much as I wanted each month Reviewed on: 14th May 2024

Good i like PayPal Credit.

4
Good Reviewed on: 14th May 2024

Excellent, never had a problem and if I had a questi...

5
Excellent, never had a problem and if I had a question it’s quickly answered by paypal Reviewed on: 14th May 2024

Great service and secure

5
Great service easy to use, secure payment Reviewed on: 14th May 2024

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