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PayPal: PayPal Credit reviews

4.74
Based on 133,553 reviews, last reviewed 10th Jun 2026
3807550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026
David C's avatar
David C

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133553)

Very helpful service, good customer service highly r...

4
Very helpful service, good customer service highly recommend Reviewed on: 14th May 2024

Safe, secure & convenient.

5
Safe, secure & convenient. I have had very few problems & when they do occur they are sorted out quickly. Reviewed on: 14th May 2024

Is really good and security , you can buy the things...

5
Is really good and security , you can buy the things without interest is really 5 stars Reviewed on: 14th May 2024

It’s an easy and secure way to pay for online purcha...

5
It’s an easy and secure way to pay for online purchases! The app helps me keep track of my money, and makes paying my bills easy Reviewed on: 14th May 2024

Great interest free options

5
Love the options to buy now pay later interest free or splitting big purchases into smaller payments Reviewed on: 14th May 2024

Great way to spread costs over time, can be difficul...

4
Great way to spread costs over time, can be difficult to keep up with transactions / interest rates - the 0% runs out pretty quick Reviewed on: 14th May 2024

Paypal is so easy and safe.

5
Paypal is so easy and safe. I love the options available to me when I want to purchase things Reviewed on: 14th May 2024

Super paypal

5
Excellent customer service and protects you as a person Reviewed on: 14th May 2024

PayPal is really good as you can spread the cost.

5
PayPal is really good as you can spread the cost. If I have any quotes they are really good on the phone and over chats. Reviewed on: 14th May 2024

PayPal credit helped me a lot financially

5
PayPal credit helped me a lot in last few years financially. Reviewed on: 14th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review