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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,926 reviews, last reviewed 10th Jun 2026
3778950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company to use. I have no issues with paypal, the way life is at the moment you need a bit of leeway when paying for goods. Reviewed on: 10th June 2026
Matt D's avatar
Matt D

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132926)

Very good offers.

5
Very good offers. However my limit has never increased but that’s not awful! Reviewed on: 12th May 2024
Stefan B's avatar
Stefan B

I have used PayPal credit for quite a while now and...

5
I have used PayPal credit for quite a while now and it gives me great flexibility on those larger purchases that I’d rather not take straight out of my savings. It’s becoming my most trusted method of credit. Reviewed on: 12th May 2024
Emma C's avatar
Emma C

Easy to use and very handy.

5
Easy to use and very handy. I use PayPal credit for almost everything and anything! Reviewed on: 12th May 2024
Dylan Jamieson's avatar
Dylan Jamieson

Good no fuss quick service.

5
Good no fuss quick service. A well known and respected brand that people trust Reviewed on: 12th May 2024
Rick G's avatar
Rick G

Always safe and convenient.

5
Always safe and convenient. Now with curve card only credit I use Reviewed on: 12th May 2024
Sean b's avatar
Sean b

Great experience highly recommended.

5
Great experience highly recommended. Reviewed on: 12th May 2024
A C's avatar
A C

Never had an issue with PayPal credit, the service i...

5
Never had an issue with PayPal credit, the service is straight forward and ease of use is a bonus. I tend to pay before the full term but have the knowledge that it's always there when I need the service Reviewed on: 12th May 2024
Gary Rood's avatar
Gary Rood

I have very good experience with the organisation

5
I have very good experience with the organisation Reviewed on: 12th May 2024
Najia 's avatar
Najia

I've always used PayPal, its safe and secure, especi...

5
I've always used PayPal, its safe and secure, especially if your unsure with some websites makes you know your monies safe. If any issues they've always been dealt with straight away Reviewed on: 12th May 2024
Emma j's avatar
Emma j

Good friendly staff and easy to use

4
Good friendly staff and easy to use Reviewed on: 12th May 2024
Harrison C's avatar
Harrison C

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