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PayPal: PayPal Credit reviews

4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132668)

PayPal credit has enabled me to take some chances on...

5
PayPal credit has enabled me to take some chances on activities I would have previously missed out on due to funding. Reviewed on: 12th May 2024

Easy to use and secure.

4
Easy to use and secure. app is also easy to navigate Reviewed on: 12th May 2024

Using it for years, convenient, easy to use, fast tr...

5
Using it for years, convenient, easy to use, fast transactions. Customer service 99% of the time is great. One happy customer Reviewed on: 12th May 2024

Flexible and simple to navigate

5
It's been usual for making much needed purchases be it for health reasons or to do diy around the home, it's quite easy to pay off credit when possible and to schedule payments. I would recommend it to family and friends but only if they needed it. Reviewed on: 12th May 2024

They don’t keep their promises and repayment process...

1
They don’t keep their promises and repayment process is very poor Reviewed on: 12th May 2024

very nice service:)

5
++ very nice service. Very helpful when you need. So i always using the paypal if needed. Reviewed on: 12th May 2024

Easy to use, available in many online stores

5
Easy to use, available in many online stores Reviewed on: 12th May 2024

I always pay for products online with paypal for sec...

5
I always pay for products online with paypal for security and ease of use, and the added bonus of paypal credit gives you peace of mind, if an appliance brakes or a birthday comes around sooner than expected and your short of cash for a present, I love it. Reviewed on: 12th May 2024

Easy to setup and use, no fuss and no headaches.

4
Easy to setup and use, no fuss and no headaches. Reviewed on: 12th May 2024

Great Jaba.

5
Great Jana. Let the phorce be with Them Reviewed on: 12th May 2024

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