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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,733 reviews, last reviewed 10th Jun 2026
3770400% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy to use and very reliable, I am using since years with no issue at all Reviewed on: 10th June 2026
CHIARA M's avatar
CHIARA M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132733)

Excelent.

5
Excelent. Safe way for shopping with money back guarantee Reviewed on: 11th May 2024
Mihai c's avatar
Mihai c

Received a good first credit limit and various payme...

5
Received a good first credit limit and various payment options. Never had any issues. Reviewed on: 11th May 2024
Ms D Edwards's avatar
Ms D Edwards

Buying stuff online it's always have to be Pay Pal.

5
If it's comming to buy stuff online it's always have to be paypal, so much easer to do thing. Reviewed on: 11th May 2024
Damian's avatar
Damian

So straight forward and easy to contact

5
So straight forward and easy to contact Reviewed on: 11th May 2024
Bernadette 's avatar
Bernadette

It’s really good

5
It’s really good and better than these buy now pay later klarnas Reviewed on: 11th May 2024
Floral 's avatar
Floral

Easy to use, very well explained the credit and good...

5
Easy to use, very well explained the credit and good assess to credit. Reviewed on: 11th May 2024
emma's avatar
emma

Why I Recommend PayPal credit to everyone

5
It is very easy to use, interactive and comes with good customer care experience when things go wrong. My preference while doing an online payment is PayPal credit each and everytime because of its flexible credit payment afterwards. I would recommend everyone to use PayPal as it also provides greater security and not exposing your transactions to others Reviewed on: 11th May 2024
Parikshit M's avatar
Parikshit M

I couldn’t live without PayPal

5
I couldn’t live without PayPal the flexibility it gives you with credit options is fundamental in today’s economy, the App is very user friendly with alerts so you can easily keep an eye on your finances. Reviewed on: 11th May 2024
JasonB's avatar
JasonB

9 times out of 10 everything goes exceptionally smoo...

4
9 times out of 10 everything goes exceptionally smoothly however I have experienced glitches which is often difficult to unpick through the mobile App. BUT, when you speak to an individual they are very helpful: Reviewed on: 11th May 2024
Sonia D's avatar
Sonia D

Really easy to use an I like the pay on 3 option lar...

5
Really easy to use an I like the pay on 3 option larger purchases. Reviewed on: 11th May 2024
Plee's avatar
Plee

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