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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132681 reviews)

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4.74

Based on 132,681 reviews, last reviewed 10th Jun 2026

3768250% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My experience using PayPal I had used PayPal since 2006 originally for PayPal payment transfer and receive funds. In all these years I’ve never been cheated out. My bank details... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132681)

PayPal is widely used for online transactions, makin...

PayPal is widely used for online transactions, making it convenient for sending and receiving money, as well as for shopping. It's generally user-friendly, but like any service, it's important to understand its policies and fees to avoid any surprises. Overall, it's a trusted platform for many people and businesses worldwide. Reviewed on: 11th May 2024

My experience with paypal is absolutely fantastic

My experience with paypal is absolutely fantastic Reviewed on: 11th May 2024

Spot on PayPal

Good experience with PayPal never disappointed Reviewed on: 11th May 2024

PayPal is the best credit facility I’ve used, offers...

PayPal is the best credit facility I’ve used, offers 0% APR for completely separate transactions on one credit card. There isn’t to my knowledge any other competitor that is doing this! Reviewed on: 11th May 2024

Happy customer

I'm been using PayPal now for years and I'm really happy with the service. Would definitely recommend to everyone. Reviewed on: 11th May 2024

Amazing service from PayPal

Amazing service with “buy now pay in 4 months” and “pay in 3” without the hassle. I’m using this service regularly and it’s very helpful to manage my funds. Definitely recommend! Reviewed on: 11th May 2024

Easy to use , able to spread the cost of buying big...

Easy to use , able to spread the cost of buying big and small items Reviewed on: 11th May 2024

Life with PayPal

Just easy to use credit very helpful in life Reviewed on: 11th May 2024

Having had PayPal credit for a few months now the co...

Having had PayPal credit for a few months now the confidence it gives you is great having that backing from PayPal when you need it. It is also so easy to check your balance and pay. Reviewed on: 11th May 2024

Best financial Apps.

Easy and convenient. It has Uniq features like PayPal credit facilities where you can buy with borrowed money and pay later. Reviewed on: 11th May 2024

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