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PayPal: PayPal Credit reviews

4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132668)

PayPal is the best credit facility I’ve used, offers...

5
PayPal is the best credit facility I’ve used, offers 0% APR for completely separate transactions on one credit card. There isn’t to my knowledge any other competitor that is doing this! Reviewed on: 11th May 2024

Happy customer

5
I'm been using PayPal now for years and I'm really happy with the service. Would definitely recommend to everyone. Reviewed on: 11th May 2024

Amazing service from PayPal

5
Amazing service with “buy now pay in 4 months” and “pay in 3” without the hassle. I’m using this service regularly and it’s very helpful to manage my funds. Definitely recommend! Reviewed on: 11th May 2024

Easy to use , able to spread the cost of buying big...

5
Easy to use , able to spread the cost of buying big and small items Reviewed on: 11th May 2024

Life with PayPal

5
Just easy to use credit very helpful in life Reviewed on: 11th May 2024

Having had PayPal credit for a few months now the co...

5
Having had PayPal credit for a few months now the confidence it gives you is great having that backing from PayPal when you need it. It is also so easy to check your balance and pay. Reviewed on: 11th May 2024

Best financial Apps.

5
Easy and convenient. It has Uniq features like PayPal credit facilities where you can buy with borrowed money and pay later. Reviewed on: 11th May 2024

Super easy and helpful

5
Easy to sign up, helpful when raising any transaction concerns Reviewed on: 11th May 2024

PayPal credit help me when I can't pay full price in...

5
PayPal credit help me when I can't pay full price instead-i can pay in 3 or I can spread cost 12-24 month! Car tyres-car parts -anything I need! I can't pay for tyres 500 pound instead-paypal help with everything I need! Spread the cost it's amazing staff Reviewed on: 11th May 2024

Very good and No hidden charges!

5
Very good and No hidden charges! I would reccomend paupal credit Reviewed on: 11th May 2024

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