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PayPal: PayPal Credit reviews

4.74
Based on 132,898 reviews, last reviewed 10th Jun 2026
3777650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is simple and straightforward It is simple and straightforward Reviewed on: 10th June 2026
Carolyne M's avatar
Carolyne M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132898)

Works as intended.

5
Works as intended. Easy to use and understand. Reviewed on: 11th May 2024

Easy to use

5
Easy to use, can be used on a range of different purchases. The promo I had on it was 4months interests free which is very good Reviewed on: 11th May 2024

Used papal credit for the 1st time , 0% over 4 months.

5
Used papal credit for the 1st time , 0% over 4 months.Nice ! Reviewed on: 11th May 2024

Perfect and an ideal companion for online shopping

5
Easy and secure when making payments, this is my go to app for all my purchases Reviewed on: 11th May 2024

I love using paypal with them I know my money is safe.

5
I love using paypal with them I know my money is safe. Thank you Reviewed on: 11th May 2024

Paypal credit

4
Handy to use and good rates been with them a few years now so no problems Reviewed on: 11th May 2024

Great option to spread cost over 4 months

5
Great to have option spread cost over ; month with no interest fee Reviewed on: 11th May 2024

I always have good experience with PayPal customer s...

5
I always have good experience with PayPal customer service Reviewed on: 11th May 2024

I have had no trouble with PayPal on the whole, howe...

4
I have had no trouble with PayPal on the whole, however navigating the site can be a little confusing until one becomes accustomed to the site layout. when I needed to contact customer services they were helpful, prompt, knowledgeable and friendly and sorted my problem out within minutes . I have no complaints about the service I have recieved Reviewed on: 11th May 2024

Very friendly system.

5
Very friendly system. I recommend to every one Reviewed on: 11th May 2024

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