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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,058 reviews, last reviewed 10th Jun 2026
3785000% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall excellent service. Overall excellent service. My only gripe is the one time I had been charged and did not receive product PayPal failed to assist me getting my money ba... Read more Reviewed on: 10th June 2026
Kim Manuel's avatar
Kim Manuel

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133059)

Worth it

5
Brilliant, easy to use and helpful Reviewed on: 31st July 2023
Adeola Owolabi's avatar
Adeola Owolabi

Very very helpful and flexible

5
PayPal credit card very helpful and flexible to use. 0% 4 months facilitates given . Which’s big help for like us family people purchase something for children’s. Help me lots lots . Thank you PayPal credit card company. Thank you so much. Full marks from me n family. Reviewed on: 31st July 2023
Hemendrakumar patel's avatar
Hemendrakumar patel

The best credit provider

5
I find Paypal credit easy and handy for my daily transaction. Paying on time and getting instant cash when needed. Reviewed on: 31st July 2023
Taneem TUR's avatar
Taneem TUR

Ease of Use

5
I'd highly recommand getting PayPal credit as they offer flawless service and it's pretty much convenient to use nowadays on almost every ecommerce website. The plan payments also offers flexibility over payments Reviewed on: 31st July 2023
Ace Rookie's avatar
Ace Rookie

Quick response

5
Excellent service, very easy to work with. Reviewed on: 31st July 2023
Walter Jackson 's avatar
Walter Jackson

Great credit service

5
Great credit card with 4 months at 0% interest, helps me getting those big buys easier. Reviewed on: 31st July 2023
Lucas Mendez's avatar
Lucas Mendez

Love PayPal

5
Great service really handy use it all the time Reviewed on: 31st July 2023
andrew walker's avatar
andrew walker

Easy to use and get credit

5
The best part about PayPal Credit is how easy it is to enroll in the credit scheme and get credit instantly Reviewed on: 31st July 2023
Davinder Malhi's avatar
Davinder Malhi

Excellent service.

5
PayPal credit is absolutely fantastic. You are given the right amount for your needs and payments you can adjust to your available income. Really helpful customer support and just an ideal way to spread your money for what you need. Reviewed on: 31st July 2023
Paulette Billinge's avatar
Paulette Billinge

Life saver!

5
Fantastic way of paying for things in installments! Reviewed on: 31st July 2023
MrGk01's avatar
MrGk01

Review PayPal: PayPal Credit now

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