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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,308 reviews, last reviewed 10th Jun 2026
3796500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal is a super secure way to pay, their credit an... paypal is a super secure way to pay, their credit and flexible payment plans are great value, and are very easy to get started with Reviewed on: 10th June 2026
Grace G's avatar
Grace G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133308)

Great Flexibility

5
They regularly offer flexible and interest free payment options and have always been helpful when I’ve needed to contact them. There is also now the option to link a Curve card account with PayPal Credit as the underlying funding source which offers even greater flexibility and means that PayPal can be used as the payment source anywhere that accepts Mastercard. Reviewed on: 11th May 2024
Dean D's avatar
Dean D

Easy to use and there when I need it

5
Easy to use and there when I need it Reviewed on: 11th May 2024
Darren l's avatar
Darren l

I have been able to buy new trainers for my kids tha...

5
I have been able to buy new trainers for my kids that I would have otherwise not been able to afford upfront. Would highly recommend to anyone to help spread the costs Reviewed on: 11th May 2024
Helen D's avatar
Helen D

Brilliant Service allover in the app the best

5
Brilliant Service allover in the app the best Reviewed on: 11th May 2024
Tarun G's avatar
Tarun G

Ease, useful , love pay in 3! Safe & sound

5
Ease, useful , love pay in 3! Safe & sound. The app is good to navigate and everything is clearly located. Great log in with Face ID. Fair times. Reviewed on: 11th May 2024
Laurel's avatar
Laurel

Great service, gives me opportunity to spread my pay...

5
Great service, gives me opportunity to spread my payments without paying any interest. If you use it smart, it helps you manage your finances. Reviewed on: 11th May 2024
Ctirad's avatar
Ctirad

HWP ( Help with payments )

5
Never had a problem with payment’s time to pay back as I am monthly payed it helps till payday Reviewed on: 11th May 2024
BELLA's avatar
BELLA

I’ve used PayPal for years, it’s the most convenient...

5
I’ve used PayPal for years, it’s the most convenient and secure way to send and receive money. Reviewed on: 11th May 2024
Caroline H's avatar
Caroline H

Fantastic bank with fantastic app features

5
Fantastic bank with fantastic app features Reviewed on: 11th May 2024
Robert J's avatar
Robert J

PayPal Very easy to use.

5
Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024
Brian J's avatar
Brian J

Review PayPal: PayPal Credit now

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