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PayPal: PayPal Credit reviews

4.74
Based on 133,414 reviews, last reviewed 10th Jun 2026
3801200% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Any problem pay pal will help you sort it If there. are any problems with your order and you have used pay pal they are more than helpful to help you Reviewed on: 10th June 2026
Anne G's avatar
Anne G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133414)

My dealings with PayPal has always been smooth and s...

5
My dealings with PayPal has always been smooth and straight forward. I like the flexibility and protection offered. Reviewed on: 11th May 2024

If you prefer to buy online, and you want to be prot...

5
If you prefer to buy online, and you want to be protected, use PayPal. Reviewed on: 11th May 2024

Never any issues.

5
Never any issues. Very user freindly. Went over balance on one occasion and one call had this issue sorted without any hassle Reviewed on: 11th May 2024

Excellent service

5
Excellent customer service. Transaction process quite fast and portal is to use. Reviewed on: 11th May 2024

Easy to access funds with interest free period

5
Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024

Always good and helpful good customer service

5
Always good and helpful good customer service Reviewed on: 11th May 2024

Been using for years.

5
Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024

PayPal is so flexible, quick and easier.

5
PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024

Great service

5
Always ver quick at resolving issues. Provide great offers and services Reviewed on: 11th May 2024

Sometimes the refund are not shown for some time.

4
Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review