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PayPal: PayPal Credit reviews

4.74
Based on 133,523 reviews, last reviewed 10th Jun 2026
3806150% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal just does it better Fast ,trustworthy and safe.i feel comfortable ordering items ,it's straight forward and trouble free. Reviewed on: 10th June 2026
Mr V's avatar
Mr V

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133524)

I don't have complain with my PayPal only I don’t un...

5
I don't have complain with my PayPal only I don’t understand why some Friends I recommend PayPal and got more credit in PayPal more better of myself , I like PayPal consider more options of me , I registered everything and you can see my Credit Cards, Thanks Reviewed on: 11th May 2024

Fexible and easy to use online or in store

5
Never had a problem with PayPal Credit, flexible and good incentives to use it. Would recommend it. Reviewed on: 11th May 2024

Absolutely love it so easy to use and good for when...

5
Absolutely love it so easy to use and good for when u cant pay something in full Reviewed on: 11th May 2024

Quick and easy to use.

5
Quick and easy to use..love the PayPal credit makes it easy for me to buy and spread the cost over a few months..especially if its an expensive item Reviewed on: 11th May 2024

Easy & reliable

5
Amazing service if any disputes you solve quickly Reviewed on: 11th May 2024

Good app and easy to navigate.

5
Good app and easy to navigate. PayPal credit works well for online purchases Reviewed on: 11th May 2024

This is the only credit facility I have that provide...

5
This is the only credit facility I have that provides best customer service and flexible payment. Various option of 0% interest payment makes it my go to option. Reviewed on: 11th May 2024

Amazing way to manage my finances

5
Amazing way to manage my finances Reviewed on: 11th May 2024

all-round easy servic e...

5
Easy to set up, payment reminders, easy to pay, low interest, easy to download statement Reviewed on: 11th May 2024

Had very good experience with PayPal credit, very si...

5
Had very good experience with PayPal credit, very simple and easy to use. Reviewed on: 11th May 2024

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