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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148307)

Good way to pay...

Good way to pay if short on funds and covered too Reviewed on: 11th June 2026

Easy to use and helpful online FAQs.

Easy to use and helpful online FAQs. Brilliant service, that I will likely use. Reviewed on: 11th June 2026

I find PayPal flexible and fair.

I find PayPal flexible and fair. I can buy what i need at the right time. Their payment options are excellent whether short 3 or 4 months or longer term.. no long waits for decisions plus regular status updates. I get prompts to switch yo other credit providers but i am totally happy at PayPal. Great support if one has a delivery issue as well. Been with them fir years and intend to stay. Reviewed on: 11th June 2026

Great customer service.

Great customer service. Everything is clear and very easy to manage. Highly recommended Reviewed on: 11th June 2026

Easy to apply for and great service, integrates perf...

Easy to apply for and great service, integrates perfectly with ebay Reviewed on: 11th June 2026

Excellent customer service and services

Excellent customer service and services Reviewed on: 11th June 2026

Iv used PayPal for years, but I'm now using the pay...

Iv used PayPal for years, but I'm now using the pay in 3 which helps out massively, and it's very simple and easy to use, payments are easy to use and do Pluse the PayPal rewards is is great to Reviewed on: 11th June 2026

I’ve never had a problem with PayPal.

I’ve never had a problem with PayPal. They’re a great Company to do business with.They application form is simple and it can save you a lot of money once your'e accepted. They offer flexible credit opportunities that are absolutely great if you find yourself in a tight spot. Altogether a great Company. Reviewed on: 11th June 2026

Excellence to future

Paypal credit is a life saver its even more amazing that they have a virtual credit card that can be used instore purchases Reviewed on: 11th June 2026

UNBEATABLE SERVICE

ALLS WELL WHEN I CHECK IN THE APP NO PROBLEMS TO DEAL WITH, THE BACK OFFICE AT PAYPAL TAKE THE STRAIN OFF YOUR SHOULDERS WHEN IT COMES TO COVERING ALL YOUR FINANCIAL NEEDS. Reviewed on: 11th June 2026

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