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PayPal: PayPal Credit reviews

4.74
Based on 132,670 reviews, last reviewed 10th Jun 2026
3767750% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no problems with PayPal they are very rel... I have had no problems with PayPal they are very reliable and as someone who does online purchases I always go through them Reviewed on: 10th June 2026
Molly P's avatar
Molly P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132670)

Simple and easy

5
It’s just trusting me as student and I will keep them when I work Reviewed on: 13th June 2022

Very good for credit

5
I really recommend PayPal credit because it’s very easy to use Reviewed on: 13th June 2022

paypal revue

5
PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022

Easy to use, convenient and always safe

5
Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review