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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171796)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

First Class Service

5
As a user of PayPay for many years, my experience with them has been first class, particularly when I was scammed. PayPal helped me with my scam & through my bank retrieved my money. Reviewed on: 7th July 2026

Quick payments

5
Love quick one click payments at checkout instead of remembering my long credit card number! Reviewed on: 7th July 2026

I have full confidence in PayPal

5
I have full confidence in PayPal and I use it for everey on line purchase where available without exception Reviewed on: 7th July 2026

I use PayPal almost daily

5
I use PayPal almost daily for splitting bills, paying small businesses and spreading the cost of things. It’s so easy to use, very quick and uncomplicated. Reviewed on: 7th July 2026

I love the ease of use and I have not had a problem...

5
I love the ease of use and I have not had a problem using the service Reviewed on: 7th July 2026

I've always been satisfied with paypal .

5
I've always been satisfied with paypal . Brilliant company ! Never any bother, great service. Reviewed on: 7th July 2026

Great service, highly recommended

5
Great service, highly recommended Reviewed on: 7th July 2026

Love the flexibility of PayPal.

5
Love the flexibility of PayPal. Lots of payment, credit and repayment-time options. PayPal has protected my payments against rogue sellers too. Top service. Highly recommended. Reviewed on: 7th July 2026

***** *****

5
PayPal credit.....great service. 5 stars Reviewed on: 7th July 2026

Streamlined and hassle free payments

5
Payal is a streamlined and accessible payment platform. It is far less cumbersome to use than my bank account app can be. Security authentification protocols can be frustrating. Paypals approach is both secure and quick. It is also very flexible with different payments options available such as pay in 3. Also of note is that their customer service is excellent. Not that I have needed to use it very often though that is. Very rare that I have issues and if i do it isn't down to Paypal themselves. In these days of overly complicated Authentification protocols, Paypal is a secure and efficient breath of fresh air. Reviewed on: 7th July 2026

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