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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,474 reviews, last reviewed 12th Jun 2026
3940800% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for a number of years and n... I have been using PayPal for a number of years and never had a problem, easy to use and peace of mind when paying. Reviewed on: 12th June 2026
Kirsty E's avatar
Kirsty E

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136474)

Excellent credit provider

5
I’m using PayPal Credit for quite some time now and would say that it is one of the best way to pay for products and online services. The reasons are the safety, the security, the speed of the transactions and many more reasons. Reviewed on: 13th August 2022
Odys's avatar
Odys

Paypal

5
Pay pal is great on al accounts it makes feel so secure and can securely make purchases with knowledge that I am been protected thank you Reviewed on: 13th August 2022
Sue's avatar
Sue

I am able to purchase stuff without hassle

5
I never need to put details of my debit cards with shops,PayPal handles all that hassle. If purchased product didn't met my expectations or didn't arrive, open dispute, return or complain. PayPal will help customers. Thank you for a great service. Reviewed on: 13th August 2022
He Jam's avatar
He Jam

Easy to use

5
Easy to use and managed to get credit quickly. Good customer service Reviewed on: 13th August 2022
Reshma Poojary's avatar
Reshma Poojary

I love using PayPal

5
Paypal makes transactions very easy for me and very happy with their dispute process. Reviewed on: 13th August 2022
CORBI OWUSU's avatar
CORBI OWUSU

Great value

5
Great value no interest count very easy to apply and an affordable monthly fee love it Reviewed on: 13th August 2022
Abbs 's avatar
Abbs

PayPal

5
Transactions are fast and simple, also online payments are secure and safe and buyer protection is A+. Reviewed on: 13th August 2022
sid96@btinternet.com's avatar
[email protected]

freedom

5
Having paypal credit gives me the freedom to give my family the nice things we all deserve that I otherwise wouldn't be able to afford upfront! Easy to use. Great reminders and even better interest free for 4 months!! Feels very fair Reviewed on: 13th August 2022
Jessica atkins 's avatar
Jessica atkins

Very Helpful

5
They never let you have more than you can afford and it has helped me in roughy times when i’ve need extra financial support!!! I recommend x Reviewed on: 13th August 2022
Jemima Montgomery's avatar
Jemima Montgomery

Excellent

5
I think it’s the best credit card ever Reviewed on: 13th August 2022
Tokunbo ikuesan's avatar
Tokunbo ikuesan

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