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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136572 reviews)

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4.73

Based on 136,572 reviews, last reviewed 12th Jun 2026

3945350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

9 out of 10 you can speak to an agent that resolves... 9 out of 10 you can speak to an agent that resolves the issue in hand. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136572)

PayPal credit

It amazing app and easy to use and pay off very fast and easy Reviewed on: 14th August 2022

Easy, speedy payments

After using PayPal credit and Pay in 3 I can say the service is excellent and never had an issue. The app is simple to use and make payments super swift. Reviewed on: 14th August 2022

Easy and security way to Pay

PayPal makes our payment easy, fast and secure. There's nothing to worry about. If you want peace of mind, use PayPal! Reviewed on: 14th August 2022

Aaaaa

Being a customer for some time,can’t be more satisfied Reviewed on: 14th August 2022

Affordable Credit

Using PayPal Credit made it easy and quick for me to buy the things I needed when not having the funds to buy outright. You can pay the set monthly payment or more if you can afford it. It is so easy to use. Reviewed on: 14th August 2022

A fair secure way to purchase

After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022

Good rate

I very happy with paypal credit,small comision Reviewed on: 14th August 2022

Paypal Credit

Best thing to use to spread cost of larger items over 4 months and still have the protection if things go wrong. This comes in very handy when needing to purchase and keep within budget! Reviewed on: 14th August 2022

Really easy to use

PayPal is convenient and very easy to use Reviewed on: 14th August 2022

Super easy to use

Super easy to use. Never had any issues Reviewed on: 14th August 2022

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