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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136314 reviews)

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4.73

Based on 136,313 reviews, last reviewed 12th Jun 2026

3933350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction you is flawless and easy to use. Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136314)

Excellent flexibility

Excellent flexibility and great rates if you spread over interest free would definitely recommend Reviewed on: 11th August 2022

Effectively and convenient

PayPal account has made life easier for me, when shopping online. I can not fault it in any way. I am very happy with the organisation, I hardly speak to anyone in the office and that is because the service online is very good and overall impressive. Reviewed on: 11th August 2022

Absolutely brilliant

PayPal has been with me for years now and it’s been such an asset to my day to day life. Reviewed on: 11th August 2022

PP THE BEST

I have had paypal for years , I rate it one of the safest ways to spend your hard earned money. Customer account safty come`s first.. Reviewed on: 11th August 2022

Added peace of mind

Use PayPal whenever possible, it adds extra protection to my online payments. Reviewed on: 11th August 2022

Legend

Great Opportunity to loan money with a low interest rate. Reviewed on: 11th August 2022

Easy and honest

I love using PayPal credit. It is easy to use, flexible and reliable. I set up a direct debit to make payments which means I never miss one. PayPal is a trusted lender and I wouldn’t go anywhere else! Reviewed on: 11th August 2022

Excellent service

Never had any problems with this company Reviewed on: 11th August 2022

Seamless transactions

Seamless transactions and very much secured and safe. So easy to use. Reviewed on: 11th August 2022

paypal, simple the best

Very honest, flexible and user friendly Reviewed on: 11th August 2022

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