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PayPal: PayPal Credit reviews

4.73
Based on 136,166 reviews, last reviewed 12th Jun 2026
3926450% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend Highly recommend. So easy to use. Never had a problem. Reviewed on: 12th June 2026
Sharon I's avatar
Sharon I

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136166)

Makes life easier

5
I recommend everyone to use paypal credit. The ability to pay off quickly and at no additional cost is a big advantage. Reviewed on: 6th August 2022

Excellent service

5
I have been using paypal for over 8 years now and never had any complains to make Reviewed on: 6th August 2022

Gives me hassle free extra flexibility

5
During these difficult times it's nice to be able to put a large appliance on paypal credit to pay it off over 4 months rather than taking the hit all at once. Reviewed on: 6th August 2022

Safe Quick Easy

5
Fast safe and easy way to buy products and services both online and on the high street Reviewed on: 6th August 2022

Best payment method

5
PayPal payment is the best payment option when making payment on any website and even in store. PayPal credit pay in 3 plan is fantastic. At Paypal you don't have to carry cards, spend choose card and pay. Reviewed on: 6th August 2022

Easy to use

5
Nice and easy to use, never had a problem with customer services when I needed extra support. Would recommend :) Reviewed on: 5th August 2022

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022

Super convenient & affordable repayments for credit

5
Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022

Excellent little tool

5
PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

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