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PayPal: PayPal Credit reviews

4.73
Based on 135,524 reviews, last reviewed 11th Jun 2026
3897100% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great value product and easy to use Great value product and easy to use Reviewed on: 11th June 2026
Darren 's avatar
Darren

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135524)

Reliable

5
Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022

Brilliant

5
Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

5
I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

5
Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

5
Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

5
Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

5
Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

5
Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

5
I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review