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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,628 reviews, last reviewed 11th Jun 2026
3901850% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Consumers Budget Assistant Flexible credit card. Communication is excellent. Easy to see balance, payment due & set up direct debit. Flexibility on payments is straight forward.... Read more Reviewed on: 11th June 2026
Sharon A's avatar
Sharon A

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135629)

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

Trust

5
When I am thinking in PayPal...the first thing in my thoughts is Trust.! Reviewed on: 8th July 2022
Luciano's avatar
Luciano

Great service

5
The credit plans are great, definitely recommend to anyone Reviewed on: 8th July 2022
Kayley's avatar
Kayley

My Beginning

5
I had no credit cards and I wasn't able to get one as my credit was low but PayPal gave me an opportunity to make my credit and I'm using it and since last year I have built my credit and hopefully soon I'll be able to have even more credit limits. They gave me the opportunity and that's a lot for me. Thank you PayPal Reviewed on: 8th July 2022
Reza Mohebi's avatar
Reza Mohebi

Peace of mind

5
When you see PayPal logo on shopping websites you have peace of mind that your purchase will be all protected. Reviewed on: 8th July 2022
Sadegh Salesi Mousaabadi's avatar
Sadegh Salesi Mousaabadi

Easy and quick to use

5
PayPal credit is very easy and purchases are quick, you get monthly reminders and email updates. Interest isn’t too bad either Reviewed on: 8th July 2022
Alex's avatar
Alex

Efficient and easy

5
Available for most online transactions Reviewed on: 8th July 2022
laura-mace@outlook.com's avatar
[email protected]

Best credit agency so far

5
The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022
Hasvan's avatar
Hasvan

Excellent

5
Very good service providers always there to stand with humanity I m happy to have PayPal account with big organisation glad Reviewed on: 8th July 2022
Boss Man's avatar
Boss Man

Review PayPal: PayPal Credit now

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