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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135736 reviews)

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4.73

Based on 135,736 reviews, last reviewed 11th Jun 2026

3906750% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use. Easy to use. Nice payment options. Versatile for business and personal transactions. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135736)

Convenient

PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022

Super and thanks again

..Good company with little to no quick decisions Reviewed on: 13th June 2022

Excellent, fast and efficient service

Love using PayPal credit. No issues Reviewed on: 13th June 2022

Outstanding

Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022

Easy access

I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022

Great service all round

Great easy and quick to set up and secure Reviewed on: 13th June 2022

Easy to use

Been using PayPal credit for a couple of years now. Always easy to access and use. Easy to understand Reviewed on: 13th June 2022

One word , excellent !!!!!!

0% interest for 4 months , what more can you want ? Easy to make payments anytime too . Reviewed on: 13th June 2022

No frills

PayPal credit just works and it’s part of the usual PayPal process! No cards or anything else to keep track of. Reviewed on: 13th June 2022

Without a doubt the best for Credit

I previously would never consider splitting my payments as they usually always add interest or have a catch. However with PayPal credit you can apply it to anything where you can pay using PayPal and interest free for 4 months means I can split payments without the stress of depleting all my funds in my account in one go. An example of this is how I used PayPal to buy a bunch of brand new furniture from a major retailer and then make the payments I see fit over the coming months. Thanks PayPal for making my life easier, happy days :) Reviewed on: 13th June 2022

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