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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,736 reviews, last reviewed 11th Jun 2026
3906750% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Nice payment options. Versatile for business and personal transactions. Reviewed on: 11th June 2026
Sue H's avatar
Sue H

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135736)

Good way to use credit

5
Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022
Claire's avatar
Claire

Great

5
Paypal credit is great to use pay for dearer item over 4 months interest free Reviewed on: 8th July 2022
Richard Hobbins's avatar
Richard Hobbins

100 percent

5
100% awesome and all the products are good compared to other company. Credit product is really good. Reviewed on: 8th July 2022
Thomas 's avatar
Thomas

Excellent Service

5
PayPal credit or pay in 3 installments is excellent value and a chance to spread your payments that suit you. Reviewed on: 8th July 2022
Stephen Hughes's avatar
Stephen Hughes

Good product

5
I have paid for shopping several times and I did not expect it to be so simple. no fees if we meet the repayment time. I can confidently recommend paypal credit to everyone Reviewed on: 8th July 2022
Marzena Szymaniak's avatar
Marzena Szymaniak

Great

5
Its so simple And makes my life easier Reviewed on: 8th July 2022
Mohamed Elbahkiri's avatar
Mohamed Elbahkiri

Fab, easy to use, many merchants

5
It just makes life easier! I can spread costs with interest free credit and I can use it in so many places. Thank you Reviewed on: 8th July 2022
Writersblock's avatar
Writersblock

PayPal credit

5
Started off way a 600 limit now got a 2.5k limit never had issues with it always comes in handy for buying bigger items and helping spread the cost out Reviewed on: 8th July 2022
David McCuiag's avatar
David McCuiag

Paypal saves my skin every time!

5
Argh! Kids' birthday party you forgot about? No gift and no money in the bank? Fear not- Paypal Credit has your back! Gift sorted, child happy, pay it back next payday. Phew! Reviewed on: 8th July 2022
Helen Terry's avatar
Helen Terry

Convenient and Quick

5
The best thing about Pay Pal is the speed at which transactions are completed together with the necessary security. Reviewed on: 8th July 2022
Saif's avatar
Saif

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