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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135845 reviews)

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4.73

Based on 135,845 reviews, last reviewed 11th Jun 2026

3911800% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Don't need to worry unless you have a PayPal account Very good easy way to pay you don't need to worry about if you have a PayPal account very easy to use and you can buy online whatever you want Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135845)

Spreading the cost, knowing you wont pay a penny in interest

Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022

Yeah, it's helped out loads.

As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

Great alternative payment method

A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022

Flexible repayment options

Excellent customer service, easy to apply Reviewed on: 8th July 2022

PayPal credit

Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022

Great experience .

Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022

First class service and provider

First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022

Good service

Easily got it, and it helped the most Reviewed on: 8th July 2022

Excellent service in simple steps

PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022

Easy to use

Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022

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