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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170040)

No problems just solutions

Never had problems but when spoke to someone they were very friendly and understanding Reviewed on: 7th July 2026

Pay pal Credit has provided me with the convenience...

Pay pal Credit has provided me with the convenience I did not find elsewhere. The customer service I’ve received whenever I need to contact them has always been completely satisfactory and leaves me feeling valued as a user of their services. Reviewed on: 7th July 2026

Very helpful and easy to use and excellent value for...

Very helpful and easy to use and excellent value for money Reviewed on: 7th July 2026

Easy to apply for.

Easy to apply for, quick decision, great credit limits. Customer services respond fast and with exceedingly good professionalism. Reviewed on: 7th July 2026

Number one

I’ve been with PayPal for years there the best by far. Number one money people in my opinion Reviewed on: 7th July 2026

PayPal yesrs of life

I’ve used PayPal now for many years. The 4 month interest free period for larger purchases has always helped me plan my finances Reviewed on: 7th July 2026

Easy and clear.

Easy and clear. Spreads the cost easily with no worries Reviewed on: 7th July 2026

Paypal is very safe to use, and i like it's internat...

Paypal is very safe to use, and i like it's international. Reviewed on: 7th July 2026

A financial app for the masses

On top of all aspects of money, finance and refunds.. unexpectedly quick on reviews and returns.. I'm a very happy with the PayPal team Reviewed on: 7th July 2026

PayPal credit is really good to use

PayPal credit is really good to use Reviewed on: 7th July 2026

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