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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,432 reviews, last reviewed 15th Jun 2026
4075700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit . A credit to Paypal I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026
Mark g's avatar
Mark g

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139432)

Easy to apply

5
Once set up it's easy to use. Any problems a phone call and your sorted. Reviewed on: 11th August 2022
Colin's avatar
Colin

Quick. Convenient. Handy.

4
Accepted form of payment at many prominent retailers. Convenient 3 month interest free payment plan for those large purchases ! Reviewed on: 11th August 2022
Richard's avatar
Richard

Blew my expectations

5
I have £1000 credit liase with me if I have any issues at all 10/10 for customer service everything sorted out first time would recommend to anyone looking for credit or a payment provider to pay people and companies. Reviewed on: 11th August 2022
Reece Burgess's avatar
Reece Burgess

Thank you for being ace

5
Thanks for PayPal credit I was able to get my son a laptop for his studies and during lockdown. Great service Reviewed on: 11th August 2022
Anna Day's avatar
Anna Day

So easy to use

5
I love the 4 months interest free credit option. It gives me freedom to make purchases I otherwise wouldn't afford, but in a way that's fair. The reminders that the interest free period is coming to an end are also super transparent and helpful. Reviewed on: 11th August 2022
Dina's avatar
Dina

Perfect opportunity

5
I love paying by PayPal and split the payment Reviewed on: 11th August 2022
Hubert Gaming's avatar
Hubert Gaming

Great for spreading unplanned cost

5
I've always used PayPal credit when I needed something but could not get it because of not having enough cash. Spreading the cost over four months is amazing Reviewed on: 11th August 2022
Adnan Faradhi's avatar
Adnan Faradhi

Awesome

5
oh yeah this credit thing is awesome i think everyone should get it and pay for their snacks and stuff Reviewed on: 11th August 2022
Timantria's avatar
Timantria

Convenience for online shopping

5
I feel more confident shopping with paypal online and have made it my 'go to' credit account Reviewed on: 11th August 2022
Jamie Coates's avatar
Jamie Coates

The best credit card.

5
The best credit card I've ever used. Convenient, fast, affordable, secure. Help to solve problems with unscrupulous sellers. I have been with PayPal for about 10 years and I am not going to refuse. Reviewed on: 11th August 2022
Svjatoslavs Ivanovs's avatar
Svjatoslavs Ivanovs

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