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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,491 reviews, last reviewed 15th Jun 2026
4078400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use. Always easy to use. Different ways of spending that really help spread the load. Very efficient app and easy to make contact with customer support if ... Read more Reviewed on: 15th June 2026
Stephen C's avatar
Stephen C

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139491)

Great service

4
Great service with available with hundreds of retailers. Easy to use, no hidden fees. Nice offers with 4-6months no interest. Reviewed on: 12th August 2022
Daniel's avatar
Daniel

Easy Credit

5
Fast processing, valuable service, great customer service experience. App is easy to use. Reviewed on: 12th August 2022
Wilson Okala's avatar
Wilson Okala

Fantastic

5
I love using PayPal credit she making big orders, having 4 monthly interest free payments is very hand and useful, would always recommend PayPal credit Reviewed on: 12th August 2022
Jessie Hinde's avatar
Jessie Hinde

A lifesaver!

5
Paypal credit is a lifesaver! Knowing that I have up to 4 months to pay for a product is fantastic - especially when my fridge freezer unexpectedly broke a few months ago and I couldn’t afford to buy on outright. This service really is incredibly helpful in so many situations. Reviewed on: 12th August 2022
Zoe Owen's avatar
Zoe Owen

Handy 4 months at 0%

5
Convenient for online paying and provide the mean to spread cost without charge. Reviewed on: 12th August 2022
Vincent Barrioz's avatar
Vincent Barrioz

Just easy to use

5
Great service easy to use and good app Reviewed on: 12th August 2022
Mark Finn's avatar
Mark Finn

Four months interest free

5
Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022
Mrs Andrews's avatar
Mrs Andrews

Love it

5
It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022
Mikul's avatar
Mikul

Very user friendly and super efficient

5
Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022
Lindsay's avatar
Lindsay

Convenient

5
So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022
Chris Canham 's avatar
Chris Canham

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