Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,728 reviews, last reviewed 15th Jun 2026
4089000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a great and lovely about security It's a great and lovely about security Reviewed on: 15th June 2026
Mojtaba K's avatar
Mojtaba K

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (139728)

Junk

1
Seemed good at first. No way online to pay off individual special finance purchases..I you have more than 1. $978 worth of interest charged to my account in just 5 months. This is credit you will never get payed off if you can't pay it in full. Wouldn't recommend this to someone I hate! Big mistake on my part for signing up! Reviewed on: 5th December 2022
Brando 's avatar
Brando

Amazing Section 75 Protection with PayPal Credit

5
I placed 2 claims in the last years, and they always refunded me also after 12 months of the purchase date. Strongly recommended Reviewed on: 3rd December 2022
Dario Avella's avatar
Dario Avella

Pleasing.

5
It gives peace of mind. I found it very pleasing and no pressure at all. I wholeheartedly recommend it to whoever may likewise be interested. Reviewed on: 25th November 2022
Israel Funsho Idowu Ogunfuwa's avatar
Israel Funsho Idowu Ogunfuwa

Very poor customer service, not willing to help, credit out to scam you

1
I have a PayPal credit account and the direct debit was linked with my bank account, for some reason (no one is Willing to own up) my transactions got cancelled and it affect my credit score which I lost 56 points on. Spoke to PayPal credit and they didn’t care and were not willing to help. Poor service, poor credit system. Reviewed on: 22nd November 2022
Sebby Mah's avatar
Sebby Mah

PayPal its number one

5
PayPal that's something I can recommend Reviewed on: 27th October 2022
Maciej Gorecki's avatar
Maciej Gorecki

Fast and easy

5
Good service easily available. Can easily check balance and payments on app. Reviewed on: 14th August 2022
Shajidur Rahman's avatar
Shajidur Rahman

He is a friendly and easy to use, especially with multiple websites

5
I’m using the service for last few year and it really easy to use and love how lot of online stores have PayPal embedded making it easier to use PayPal credit Reviewed on: 14th August 2022
Ali Darwash's avatar
Ali Darwash

Straight forward PayPal

5
I love the fact PayPal made any transactions so simple. Reviewed on: 14th August 2022
Ms S W St-Ph's avatar
Ms S W St-Ph

The best credit card ever!

5
Wish I joined sooner got to be the best credit card going, hopefully more shops will except PayPal credit card payments soon! Reviewed on: 14th August 2022
Mr Review's avatar
Mr Review

Payp credit

4
Awsome option whe you needed credit. I always made payments on time so had no issues. When covid hit the credit limit was brought down to 1500 and nevet went back to what it was.. Reviewed on: 14th August 2022
Inta Andriksone's avatar
Inta Andriksone

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill