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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139354)

PayPal Perfect Payments

Best credit card I have. So simple and easy and great APR after 4 months interest free ! Reviewed on: 10th August 2022

Excellent facility

Easy to use and great app. Flexible service. Reviewed on: 10th August 2022

Excellent Service

Easy and straight forward service. Never had issue with paypal! Have been recommending to my friends! Reviewed on: 10th August 2022

Simple and easy

does what it says on the tin, simple and handy if you already have paypal Reviewed on: 10th August 2022

Easy Quick Credit

Was super easy to setup and credit was available instantly. No need to mess with actual cards or pin numbers. Use it very often than I thought. Reviewed on: 10th August 2022

Pay pal credit

You can clearly see what your limit is, how much you have left any purchase deals, like the 0% on £99+ spending and I clear amount and date for your repayment. Reviewed on: 10th August 2022

Simple, easy to use, fair

Very customer friendly experience. No hidden loopholes - just reasonable, upfront credit, when I need it. Reviewed on: 10th August 2022

Professional

The service is prompt and effective and l if something goes wrong, PayPal customer service doesn’t disappoint Reviewed on: 10th August 2022

Shopping and bills

Great service easy to navigate as well quick and safe to pay for anything you need ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 10th August 2022

The easiest and most affordable way to use credit.

Using PP credit is convenient, manageable and affordable. The method is accepted almost everywhere and their repayment plans are so easy to manage and keep track of. Without a doubt the best credit provider i have used. Reviewed on: 10th August 2022

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