Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171781)

Every time I’ve had problem it’s very quickly sorted...

Every time I’ve had problem it’s very quickly sorted out Reviewed on: 7th July 2026

Paypal as always been good never had any issues wit...

Paypal as always been good never had any issues with it, safe and secure easy to use and whenever I have had any issues it's been sorted out without any problems Reviewed on: 7th July 2026

With PayPal you can rest easy.

With PayPal you can rest easy knowing your payment is safe and secure. Its very convenient simple payment method you can just relax about, ive used it for many years. Reviewed on: 7th July 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. It’s been a great way to spread the cost of purchases and has helped me manage my money much better. The payment process is simple, the app is easy to use, and being able to pay over time has made budgeting a lot less stressful. I’d definitely recommend it to anyone looking for a flexible and convenient way to manage larger purchases. Reviewed on: 7th July 2026

Never had a bad experience

Never had a bad experience in all the years I’ve used it Reviewed on: 7th July 2026

PayPal friend

Always there when I need it gives me the freedom to buy on credit and use the 3 payment option Reviewed on: 7th July 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 7th July 2026

Easy to use.

Easy to use. Also not complicated to understand your account Reviewed on: 7th July 2026

All quick and easy to use and the customer service t...

All quick and easy to use and the customer service team are very helpful Reviewed on: 7th July 2026

Love the app.

Love the app. Everything is easy to understand and use. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94649 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub